Exactly. I think a lot of new photographers obsess about photography rather than business. If you want to make a business out of it, obsess over business.
As far as her not being established, her website claims she has been shooting since 2008. I would assume she could get it together by now. I also just read on her Facebook page, a post she created by the way, that she ran out of gas and had no money on her way to a photo shoot. Hmmm. Why do you think she had no money? So unprofessional.